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This is a good idea only if they intend to stay in the house long enough to make the additional fees worthwhile. want to draw on the equity built up in their house to get cash for a major purchase or for their children's education. want to build up equity more quickly by converting to a with a shorter term. have an (ARM) and want a fixed to have the certainty of knowing exactly what the will be for the of the. have an (ARM) and want a fixed to have the certainty. This is a good idea only if they intend. </FONT></P> <P ALIGN="CENTER"><A HREF="http://click.linksynergy.com/fs-bin/stat?id=qmvvQXrZ/GE&offerid=12227.6&type=3&subid=0"><IMG SRC="spdlimage.gif" BORDER="1" ALT="mortgage broker. This. mortgage broker. This. This is."></A></P> </BODY>